Credit Risk Assessments

Norwegian
ELE 3770
7.5 Credits

Introduction

The organization of the lecturing activities is based on the flipped classroom concept. This requires extra efforts from the students and a well-balanced progression througout the semester.

The purpose of the course is to give the students a good introduction to methods for assessing credit risk, by having a critical view on historical financial data as well as by focusing on different types of business risk and the assessment of management's ability to execute the strategies and necessary actions.

Course content

Part 1 - Traditional areas of analysis

Financial statements as source of information
Measuring growith and profitability
Measuring cash flows and operational degree of freedom
Sensitivty analyses

Part 2 - Industry related issues

Risk understanding
Entrepreneur culture vs. established businesses
Analysis of retail business
Analysis of service-rendering companies
Analysis of real estate business
Analysis of mergers and other investment projects

Part 3 - A wholistic approach

Analyses of strategies, plans and budgets
Management control systems
Basic valuation methods

Disclaimer

This is an excerpt from the complete course description for the course. If you are an active student at BI, you can find the complete course descriptions with information on eg. learning goals, learning process, curriculum and exam at portal.bi.no. We reserve the right to make changes to this description.